frugality matters

                                                      
                                                            
                                                      
 When it comes to money, I have too often been 
an idiot.  This post links to two sites wherein 
there are links to other sites pertaining to  
personal finance.                                              
                                              
Practical Money Skills                          
.....  Why you should start early.             
                                                          
Get Rich Slowly                                  
.....  If you didn't start early, start now.
                                                                     
                                                           
[ Note: 
    Your worth as a human does not depend on
    your credit score; nonetheless, keep your  
    credit score high.  Tread carefully, since
    financial land mines are everywhere.  If     
    you don't need it, don't buy it.  The more
    you save, the more you will be able to give
    to your church or other charities after you
    have died.  That is, if the awry capitalist
    civilization we live in doesn't turn itself
    and us into ashes first.  I am not a money  
    advisor, but I know what I/ could have done. ]
                                                  
                                                    
                                                
Rho00108